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    <loc>https://www.summitglobalpay.com.au/home</loc>
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    <lastmod>2026-04-16</lastmod>
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      <image:title>Home - Global Payment Networks, Local Experts</image:title>
      <image:caption>Summit Global Payments is an Australian-owned foreign exchange (FX) services provider. We offer a full suite of foreign exchange products and services to manage currency exposure and mitigate risk.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/c097884d-a88c-4a61-905e-a2c12d1a1997/fx-focus.png</image:loc>
      <image:title>Home - We focus on FX markets, so that you can focus on your business.</image:title>
      <image:caption>With currency markets moving every second, timing is everything when it comes to making a payment. Our expert team understands what moves currency markets and the impact this has on your business and payments.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/206ef50c-0aa3-411a-905c-cc7ded16cb62/people.png</image:loc>
      <image:title>Home - Bringing a human approach to every transaction.</image:title>
      <image:caption>We streamline the process of sending and receiving funds to give you the peace of mind that experts are managing your FX needs. We pride ourselves on fostering long-term partnerships based on trust, transparency and honesty.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/e1316ac2-aed2-4d60-86a2-10a1bd03e61c/markets.png</image:loc>
      <image:title>Home - Let the experts manage your FX needs.</image:title>
      <image:caption>Our mission is to manage your currency risk and support you in making smart and confident FX decisions, so you can focus on the day-to-day of your business. At Summit Global Payments, you get over three decades of experience, competitive rates, and a comprehensive service – all in one secure, cost and obligation-free offering.</image:caption>
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  </url>
  <url>
    <loc>https://www.summitglobalpay.com.au/summit-global-account-types</loc>
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    <priority>0.75</priority>
    <lastmod>2022-02-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/63ad618b-6333-4503-804f-89ca0d370a53/summit-accounts.png</image:loc>
      <image:title>Account Types - Comprehensive FX solutions for individuals and corporate clients</image:title>
      <image:caption>We use our extensive experience and knowledge to offer competitive rates for single or multiple payment requirements, hedging strategies, and trade finance solutions. Every client is unique, so we work with you to design and deliver customised solutions for all your FX requirements. Setting up your account is cost and obligation-free.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/1d9b1acd-e404-49dc-9025-c3792e15ad53/corporate-accounts.png</image:loc>
      <image:title>Account Types - Corporate Accounts</image:title>
      <image:caption>If you are a small business or a global enterprise with an FX exposure, please set up a Corporate Account. This gives you access to a competitive exchange rate and a dedicated advisor who will help you stay ahead with specialised corporate insights and solutions.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/2875ab89-9f0a-4801-8b7e-ade3177bc789/personal-accounts.png</image:loc>
      <image:title>Account Types - Personal Accounts</image:title>
      <image:caption>If you don’t have an ABN and would like to transact payments under a personal name, a Personal Account is for you. Whether it’s a one-off payment or regular ongoing payments for overseas investments, repatriating funds or overseas tuition, we design and deliver solutions to maximise your returns.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/5f15be59-7e40-446f-bde9-05ad1991821e/smsf-accounts.png</image:loc>
      <image:title>Account Types - SMSF Accounts</image:title>
      <image:caption>If you have an Australian self-managed superannuation fund (SMSF), you can set up an SMSF Account.  If you plan to purchase property overseas, invest in the stock market or pay someone in foreign currency, we will help you manage your requirements securely, efficiently and effectively.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/1a7cbdbe-b475-4063-a226-2f10f5794911/market-account.png</image:loc>
      <image:title>Account Types - Everything You Need</image:title>
      <image:caption>Our mission is to manage your currency risk and support you in making smart and confident FX decisions, so you can focus on the day-to-day of your business. At Summit Global Payments, you get over three decades of experience, competitive rates, and a comprehensive service – all in one secure, cost and obligation-free offering.</image:caption>
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  </url>
  <url>
    <loc>https://www.summitglobalpay.com.au/global-summit-services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-27</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/5df45b35-bfcb-47c0-8f2b-3a789b08bcb4/summit-services.png</image:loc>
      <image:title>Summit Services - Customised solutions with unparalleled service</image:title>
      <image:caption>At Summit Global Payments, we leverage over three decades of experience to provide tailored and competitive FX solutions. We save you time and money so your business can thrive.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/ad71540d-28fd-4e51-ba5f-910d29a6af0b/summit-services-2.jpg</image:loc>
      <image:title>Summit Services - Spot Transactions</image:title>
      <image:caption>A Spot Transaction is the simplest form of international payment because it enables you to transfer funds globally, usually the same day. With access to 130 currencies to buy and sell, you’ll have all the tools you need to execute your transaction at a time that benefits you.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/df83d100-3c3d-4e29-b473-02f720a42a4f/summit-services-3.jpg</image:loc>
      <image:title>Summit Services - Forward Exchange Contract (FEC)</image:title>
      <image:caption>A FEC allows you to lock in an exchange rate for a future date at an agreed amount. Our global partners provide a cost and obligation-free line of credit, so you only pay for the contract when it is due. This gives you the peace of mind that you have locked in rates for the future, and it frees up your cash flow*.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/fe4459ef-24a8-4b7f-bf28-08cdff1d9754/summit-services-4.jpg</image:loc>
      <image:title>Summit Services - Market Orders</image:title>
      <image:caption>Market Orders allow you to pick a level in the market that is higher than the rate at the time. Our expert team will provide you with market analysis to target achievable orders, which will automatically book when the rate trades. Given that FX markets are online and available 24/6, this is an ideal way to make the market work for you.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/1226ddb6-5c57-472b-ac28-07fde6daa91f/summit-services-1.jpg</image:loc>
      <image:title>Summit Services - Risk Management</image:title>
      <image:caption>In a fluctuating FX market, individuals and businesses must safeguard themselves. We harness our extensive FX experience and knowledge to offer general advice and tailor strategies that will help mitigate your foreign exchange risk and protect your business from market volatility.</image:caption>
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  </url>
  <url>
    <loc>https://www.summitglobalpay.com.au/about-summit-global</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/3eb41efa-cfd4-4090-9d6e-7df95a5f2381/summit-about.png</image:loc>
      <image:title>About - An Australian company with a global outlook</image:title>
      <image:caption>We are expert foreign exchange advisors who work with individuals, SMEs and large multinational corporations looking to outsource their foreign exchange requirements. With currency markets moving every second, 24/6, we take the guesswork out of the process and give you peace of mind when it comes to your FX needs.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/3c37532f-0f9b-4603-9f07-6f5f7ced246c/globe.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/b3e34452-9dcc-4978-bcc7-a674baf18558/excellence.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/f9b516ce-6628-4506-a3d3-b99d2acdabfa/consult.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/61ef6ca5550a4246e8b7abb4/34db3a0e-b23b-463a-9aa9-40d7f2881b6a/integrity.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.summitglobalpay.com.au/contact-summit-global</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-16</lastmod>
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      <image:title>Contact - Contact</image:title>
      <image:caption>Keen to learn more? Have a question? Ready for some expert FX support?</image:caption>
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